I’ll be the first to admit, I hate carrying cash. I find it such a hassle and the stress to stuff it back into your wallet as quickly as you can because you’re holding up the line is more than I can handle.
But as I get older and the more I travel the more cash becomes convenient. So, here is why you should always carry cash on you especially if you are traveling.
Problems with your bank.
I’m thankful for my bank, I get discounts on travel, points back and a really awesome small interest rate but, one thing I hate is I constantly, and I mean constantly, get alerts and card block. I know that the bank does this to protect us and our assets but I tell you; when I pay my rent the same time at the same amount it’s Pretty frustrating when my card gets frozen every other month!
Or worse, when you alert the bank that you are traveling but they freeze your account anyway for unusual activity! Oh God! That’s so annoying. Like please I’m just trying to buy this Little Rock dressed as Elvis, that is not unusual; that my friends is called tourism!!! Anyhow, this is one big reason I carry cash. So I can still buy food, or unnecessary decor while I travel before having to jump on the phone and argue with my bank for 30 minutes, lesson learned.
Have you ever been to the beach in California? Let me tell you...Parking is such a Beach! Pretty much every parking lot is overcrowded, the streets are littered in pedestrians and it’s so incredibly stressful, but to make matters worse, some parking lots, don’t take cards, especially if they are owned and operated by businesses nearby who profit on overflow parking. So if you are wanting to get you sunbathing on, best carry some parking cash… and a few extra bucks for when the beach vendors. I can almost guarantee, that freshly cut watermelon will be calling your name!
So sliced watermelon brings us to our next point. Vendors. You will thank me when you are walking around at a random flea market, or festival and you realize more than half the vendors are cash only! There have been so many times that we Travel to another city to stay a few days and come to find there is a festival or really awesome event happening, and we just have to attend. How sad would you be if you see homemade funnel cakes topped with caramel ice cream, but you cannot have any because their square pay isn’t working!!! But then you remember you had some cash set aside. At that moment you will look up and silently thank me for encouraging you to take emergency festival cash. Learn from my mistakes.
Another reason you should always carry cash is for emergencies, sometimes as we travel we can run into hiccups; like getting mugged, getting hurt, losing your wallet or some other unforeseen disaster! Carrying cash can really get you out of an emergency pickle.
Ever heard of a mugger’s 20? While visiting New York I learned this method. You carry $20 on your person, in the event, God forbid, you get jumped or mugged; you can hand over the $20 in hopes that will be enough to get the mugger to walk away. Thankfully, I’ve never had to experience something like this; but when traveling to high tourist destinations I do pocket a $20 just in case.
I will be the first person to admit, I overspend while traveling! I can’t help it! Everything is so new and more expensive and I love gimmicky tourist souvenirs and have an intense need to purchase one for every single member of my family. With that being said, I may need to budget from time to time. Using cash to budget is one of the oldest money-saving tricks in the book. This is how it works.
Step one: set aside a certain amount of money for each different category. For example, $10 on souvenirs, $35 on transportation, $65 on snacks and eating out...etc
Step two: stick to that amount! Many people will put that amount in an envelope, and use it when needed. But the sight of seeing your physical money slowly or rather rapidly in most cases, disappear will bring more awareness to your spending habits; therefore, helping you spend less on items and services you may not need.
Lastly, and my personal favorite: FLEX. Everyone loves to flex on other people. Whether it is fashion, makeup or flashing that money, flex is just a way of life. Keeping cash on hand is always a power move. Is it a good power move? That is to be debated...but, nothing gives you a high like pulling out a wad of cash and feeling everyone’s eyes on you. Be careful though, don’t flex at my table or you’ll be expected to pay for my meal!
So there you have it, a few reasons you should carry cash with you as you travel! Was there a time when cash saved you? I’d love to hear your travel stories! comment and tell me why you carry cash!
Happy travels, Ali v.
check out why we decided to sell everything we owned to live our life on the road
Want to travel but you don't know where to start or how to plan your trip? check out post on how to travel when you're broke or you just don't know how. HERE